Comment & Analysis

For employers looking at engaging with a pension scheme for the first time, investments are a tricky choice. Do they opt for a passive investment that is less risky but could result in lower returns for their staff, or should they take more risk on their employees’ behalf, spend more money, but potentially gain better returns?

With fewer than eight months to go until the launch of automatic enrolment, employers are busy making preparations to ensure compliance with new legal requirements.

I am a trustee of a defined benefit pension scheme with a deficit that worsened during the financial crisis. How will the Pensions Regulator’s proposed guidance to trustees regarding recovery plans affect our scheme? It’s still open and the trustees are fighting to keep it that way.

The opening four weeks of 2012 have seen equity markets recover more than they lost through the entire tumult of 2011.

The lighter side of social planning

Dear UK pensions industry,

EIOPA is to publish its latest recommendations on the reach of Solvency II. Two industry experts share their views on the potential impact for pensions.

When it's a DC 'investment'.

Our panel discusses who should take responsibility for the annuities of low earners, the costs surrounding Nest contribution caps, and whether young people should be saving into a pension.

The responsible investing market has developed beyond simple negative screening exercises based on moral and ethical considerations.